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Why invest?
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Why invest in Austin real estate?
Growth
The capital of the Lone Star state and home to University of Texas at Austin, Austin boasts a strong creative scene as well as a number of high-tech companies. And the city is growing. Between 1995 and 2005, Austin?s population increased 41%.
Affordability
At $167,200, Austin?s median home price is still far below the U.S. median of $217,900 (23% lower, in fact), according to Bankrate.com. That price difference not only means that you have a lot of money to make by investing in Austin real estate now, but it also means that Austin?s real estate is relatively affordable ? which will likely encourage population growth there, and further grow the real estate market.
Potential
If you?re anything like our other clients, potential is one of your favorite words. Because potential equals the opportunity to make money ? to profit from a growing investment.
Austin is loaded with potential.
The city has already grown at a steady clip, but its growth has been more muted than in many other cities (home values in Austin appreciated 8.5% between 2004 and 2005, compared to the national increase of 10.3%, according to Bankrate.com), signaling that the market will soon take off.
Value
According to a recent report by CNNMoney.com, the Austin real estate market is 7% undervalued.
Not only does an undervalued market point to the area?s potential for future growth, but it also means that now is the time to buy! Jump into the Austin market today with Austin Property Wholesalers and ride the 7% price appreciation all the way to the bank!
Investment Opportunities
Frustrated with the lackluster stock market?
Many of our clients are.
They come to us having invested all of their money in the stock market and lost a lot of it after the tech bubble bust. They come to us tired of years of lukewarm stock performance.
Even if you?ve been pleased with your stock portfolio?s performance the last few years, one of the cardinal rules in financial planning and investment is diversification.
Real estate can be a great way to achieve much-needed diversification in your portfolio without sacrificing growth opportunities.
And what better location to make your real estate investment than Austin, Texas, where growth, affordability, potential, and value converge in a market poised to take off!
Whether you plan to fix-up and resell a home; develop a piece of land; or pursue new home construction; whether you plan to buy and resell homes as short-term investments or hold on to properties to rent, Austin Property Wholesalers can help you build a portfolio that will provide long-lasting income and strong returns on your investment.
Fix and Flip
A fix-and-flip works like this: we?ll help you find and purchase a property with enough equity already in it so you can make any necessary repairs and promptly resell the property for a profit.
We routinely offer our clients properties with 10-20% built-in equity.
How do we do that? First, we leverage our large network of resources to locate the best investment properties in Austin. Then we sell the property to you wholesale ? below market value!
Land Development & New Home Construction
Large home-building corporations don?t have to be the only ones to benefit from housing growth in Austin; as a smaller investor, you can also benefit in this growing market.
The opportunity to build houses on undeveloped land is a reality. We?ll help you by taking the guesswork out of this ever-so-tedious process.
Whether your goal is to develop a subdivision or utilize a vacant lot to its fullest potential, we can help. We offer our clients development services ranging from land acquisition to every stage of construction. Austin Property Wholesalers? experienced team can help you make the most out of your investment dollar.
Realtor Program
Austin Property Wholesalers specializes in the acquisition and sale of all types of investment properties. We?re here to offer you and your clients the ideal alternative resource to buying or selling real estate yourself.
As a realtor or mortgage broker, you play a major role in our day-to-day operations. We work hand-in-hand with agents and mortgage brokers nationwide to create a systematic approach allowing the goals of both parties to be better achieved by the help of the other. If you have a client that needs to sell his home immediately and doesn?t have the financial means to get it up to selling standards, we can help.
Austin Property Wholesalers is your #1 no-nonsense ticket to an immediate sale.
If you have investors that are looking to build a rental portfolio, Austin Property Wholesalers offers a large inventory of single-family homes and multi-unit properties at well below market value. We can also work with you to assist in the buying of properties that fit within your clients? individual criteria.
We pay a 3% commission to realtors and mortgage brokers for any referrals that lead to fully executed contracts.
Lender Opportunities
Austin Property Wholesalers welcomes investors who are interested in lending money that is secured by real estate. We offer our investors a fixed interest rate that is collateralized by solid real estate investments. With bank rates and stock market returns at all-time lows, many investors are looking for alternative low-risk avenues to get the most for their investment dollar.
Making passive investments secured by real estate is not only safe but can also create a very attractive return.
Most people try to generate a retirement income by following conventional wisdom and letting other people control their money and make decisions for them. When they're finally ready for the money, they find that they have barely kept up with inflation and that the cost of living has increased more rapidly than their investment. Those who choose this route will have to settle for the low return that conventional investments produce.
If you are interested in getting a higher rate of return on your money compared to a bank savings account, CD, money market, commodity, mutual fund or even the stock market, Austin Property Wholesalers has secured investments that may fit your needs.
Private Lending Benefits:
? Safety - Your money is secured by a trust deed (or first mortgage). The amount borrowed will never be more than 65% of the "after repaired value" (ARV) of the property. This leaves a lot of equity as a safety cushion.
? High Return - You get a high rate of return on your money (10-15% of the face amount of the note!). You are guaranteed to make this rate of return regardless of what has happened in the stock market.
? An Investment You Can See - Your investment can be in your same state, county or even town! Having an investment that you can see and touch is not only a more sensible investment but a safer and more secure one. Compare this to stocks that are just numbers that you have no control over on a day?to-day basis.
? Professional - All of our transactions are closed by professionals with title insurance, fire insurance, appraisal and all the other proper documentation needed for a smooth transaction.
? Completely Hands-Off - This is a completely hands-off investment for you. You'll leave the particulars of the property to the real estate professionals. With this type of investment you don't have to watch the stock charts or call your broker or wait for the next market crash.
? Long Term Business Relationships - You'll be building a personal relationship with our company that can lead to other ventures and opportunities.
This concept is NOT new!
There are companies all over the world called finance companies or secondary lenders that do this. Take a look at your last credit card statement and see what interest rate you're paying. If you maintain credit card balances or take out short-term loans, you too are willing to pay a higher interest rate for short term money that is easy to get. You're placing availability of funds above the cost every time you use the credit card. This is a multi-million dollar business. When banks make a loan, they're using your money, the money you are allowing to lie around in a savings account or CD at a low rate where you actually net less than inflation. You receive a couple of small percentage points while the bank loans your money out at a higher rate and they receive the difference which is called the "spread". The spread results in billions of dollar monthly for these institutions.
Why don't you become the bank?
By using the investment capital you already have or even borrowing the money at a low rate and safely lending it out at a higher rate, you'll end up making money off of the spread.
We?ll provide a dependable, safe return secured with real estate; you provide the short-term capital. It?s a win-win situation!
Answers to Common Private Lending Questions:
Q. Can you use your IRA or 401K to make these loans?
A. Yes! It's a great use for IRAs and 401Ks. It?s hard to imagine a better way to grow your money than the tax-deferred way. With an IRA, all you have to do is transfer the funds from your current administrator to another administrator. This is not a roll-over with any penalties from the IRS; it's merely a transfer from one administrator to another. If you have a 401K you must have check-writing control. If you don?t there are other ways to use this money as well.
Q. Is this a security or a mortgage pool?
A. No! You will own the whole loan with no other participants. You are in control of the loan, which in itself makes this a better investment than any other investment vehicle out there. Only when loans are pooled do they become a security.
If you are interested in learning more about how Austin Property Wholesalers can help you earn a higher return on a lower-risk investment, please complete the following lender information form and a representative will contact you shortly.
Q. Who handles the paperwork?
A. All real estate closings are performed by a real estate attorney, title company, or other closing agent. Your check is made out to one of those agents for the gross amount of the loan. Better yet, we pay any fees associated with working with these businesses. It's then the responsibility of the closing agent to handle the paperwork when they close a loan for a bank or other lending institution.
Q. How do I know what documents I will need?
A. When making any type of investment you seek the advice of a professional and let them handle the details. It's the same here. But some common documents would be an after repaired appraisal done by a licensed appraiser, title insurance, fire insurance, the original note and a copy of the mortgage or trust deed. A good closing agent makes this a smooth and easy transaction so you don't have to worry about any of these details.
Q. Is this a long-term investment?
A. That depends on what arrangements are made with our company. Typically the loans made by private lenders are with interest-only payments that last from 3 months to one year. At the due date of the loan the principal amount is paid off; in the meantime interest-only payments are paid every month. The longer the money is being used at a high rate the faster it grows. If you?re collecting on an interest-only loan, the interest is on the entire principal all the time. Long term or short term, you win!
Q. Do I have to collect payments?
A. Only if you wish. Arrangements can be made to have someone else handle this. Many banks will collect the payments and deposit them right into your account and send the annual 1098 form to you to our company.
Q. Is making private loans a safe investment?
A. It's as safe ? or safer ? as any other high-yield investment. For instance, with stocks you're betting on companies you know little about and in a volatile market that you have no control over. You may do well one year and poorly the next. Your investment is at the mercy of ever-changing circumstances. With private loans your return is fixed and won't change regardless of the market. Your loans are secured by real-estate that you can actually see. It's very cut and dry. The term, rate, and conditions are as you?ve defined them . . . no guess work!
If you are interested in learning more about how Austin Property Wholesalers can help you earn a higher return on a lower-risk investment, please complete the following lender information form and a representative will contact you shortly.
Out-of-State Affiliates
If you are an out-of-state investor looking for a resource to purchase properties in your own market, Austin Property Wholesalers can connect you with motivated sellers of distressed properties.
Our wide range of advertising puts us in contact with many sellers in virtually every city in the nation. Our goal at Austin Property Wholesalers is to work hand-in-hand with investors in these areas who are looking to take advantage of each and every lead we can provide. We charge a small commission for leads that are purchased.
If you're an investor and you would like to be part of Austin Property Wholesalers? affiliate program, please take a few minutes to fill out our online application and a representative will contact you shortly.
Sell Your Home
If you?re having trouble selling your home, need to sell it in a hurry, or don?t want the hassle of listing your home on the market, Austin Property Wholesalers is the answer!
If you. . .
? Are facing foreclosure or are in pre-foreclosure and want to save your credit
? Are more than 2 payments behind on your mortgage
? Have multiple mortgages on your property
? Want to avoid the time-consuming hassle of listing your house with a realtor
? Are going through a divorce
? Are relocating or transferring jobs
? Are going through an estate settlement or probate
? Can?t put your house on the market because it?s too run-down
? Haven?t been able to sell your house on the market and want to sell NOW
? Need cash in a hurry
Then we can help!
We do not charge commissions or fees!
We buy houses in ANY condition!
Our hassle-free system lets you avoid all of the normal pressures of selling your home.
In most cases we are able to close within 7 days!
To get started on selling your home fast, fill out our online request form or call us TODAY!
Austin Property Wholesalers
1-800-411-8499
1-480-921-2252
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